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FREQUENTLY ASKED QUESTIONS

Welcome to our Frequently Asked Questions page, where you'll find answers providing insights into IRS (Insurance Risk Surveyors), a company known for delivering top-quality risk surveys and detailed reports for insurance purposes.

We have a specific rating structure for RESIDENTIAL, COMMERCIAL, and INDUSTRIAL risks.

We have a standard rating table that will be provided, or an IRS Quotation will be provided. We will engage and discounts levels are available depending on the survey request batches.

We also want to hear what your budgetary limitations are and suggested rates that will be considered and negotiated upon at quotation stages.

Residential, Commercial, and Industrial surveys up to R750 million in accumulated sum insured.

IRS will consult separately taking in consideration terms and conditions but not exceeding R1billion.

We operate solely in the Western Cape Region. We may negotiate in another province subject to CHECK OUT and safety and it may attract additional travelling costing (FLIGHTS, CAR RENTAL, ACCOMMODATION, and meals) that will be added.

No.
We have identified high crime risk areas and life-threatening areas that are unsafe to conduct a physical inspection. We will do a thorough CHECK OUT on receipt of a survey request. Some survey requests in high crime related areas may be unfortunately declined.

We can commit to the following:

  • NEW BUSINESS & QUOTATIONS – 5 DAYS
  • POST LOSS – 5 DAYS
  • POLICY RENEWALS – 20 DAYS

If capacity levels are high, Should we run in a bottleneck scenario then we will still feed through a provisional 2-page summary, acceptability info, underwriters notes if any and list of risk reduction requirements.

20 DAYS POLICY RENEWAL SURVEYS BOTTLENECK
Should we run in a bottleneck scenario then we will still feed through a provisional 2-page summary, acceptability info, underwriters notes if any and list of risk reduction requirements.


  • Poor contact details of the client.
  • Delays in brokers providing contact with client.
  • Client delays the inspection.

(IRS will give feedback of such problems)

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To be the most sought-after risk survery servicing outsource company in the Western Cape.

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